*Iyana Arrington I. Introduction During the summer of 2021, Baltimore natives Nathan Connolly (Nathan) and his wife, Shani Mott (Shani), pursued a home mortgage refinance.[1] After purchasing their home, the couple made numerous renovations.[2] However, the appraiser valued their home at only $472,000.[3] Months later, the couple applied again; but this time a colleague stoodContinue reading “The Not So Fair Housing Act: Disparities in Home Valuations”